Terms of Use

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY USING THIS WEB SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS DESCRIBED HEREIN AND ALL POLICIES AND GUIDELINES INCORPORATED BY REFERENCE.

Permitted Use

United Insurance Service, LTD. grants you a limited license to make personal use of this Site. Such license is subject to these Site Terms and does not include: (a) any resale or commercial use of the Site or content therein; (b) the collection and use of any product listings or descriptions; (c) making derivative uses of the Site and its contents; (d) downloading (other than page caching) of any portion of the Site or any information contained on the Site, except as expressly permitted on the Site; or (e) any use of the Site other than for its intended purpose. Any other use of the copyrights, trademarks or other materials in this site including any commercial use, reproduction for purposes other than described above, modification, distribution, republication, display, or performance without the prior written permission of United Insurance Service, LTD. is strictly prohibited. Notwithstanding anything to the contrary in these site terms, United Insurance Service, LTD. reserves the right, without notice and in its sole discretion, to terminate your license to use this site, and to block or prevent future access to and use of this site.

Submissions

You acknowledge and agree that any materials, including but not limited to questions, comments, suggestions, ideas, plans, notes, drawings, rm original or creative materials or other information, provided by you in the form of e-mail or other submissions to United Insurance Service, LTD. are non-confidential and are the sole property of United Insurance Service, LTD. United Insurance Service, LTD. shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use of these materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you and you hereby irrevocably assign all such rights to United Insurance Service, LTD. You hereby irrevocably waive any and all moral rights in such materials.

Hyperlinks

You are granted a limited, non-exclusive right to create a hyperlink to this site for noncommercial purposes provided such link does not portray United Insurance Service, LTD. or any of its products and services in a false, misleading, derogatory or otherwise defamatory manner. This limited right may be revoked at any time. You may not use, frame or utilize framing techniques to enclose any United Insurance Service, LTD. trademark, logo or other proprietary information, including the images found at this site, the content of any text or the layout/design of any page or form contained on a page without United Insurance Service, LTD.s express written consent. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise; or hyperlinks to other Web sites does not constitute or imply endorsement, sponsorship or recommendation thereof by United Insurance Service, LTD.

Disclaimer

THIS SITE AND THE MATERIALS IN THIS SITE ARE PROVIDED ON AN AS IS BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED (INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT). UNITED INSURANCE SERVICE, LTD. DOES NOT REPRESENT OR WARRANT THAT MATERIALS IN THIS SITE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE OR THAT THIS SITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. IN NO EVENT SHALL UNITED INSURANCE SERVICE, LTD., ITS OFFICERS, DIRECTORS, SHAREHOLDERS, OR EMPLOYEES BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR THE MATERIALS CONTAINED IN, OR ACCESSED THROUGH, THIS SITE, INCLUDING WITHOUT LIMITATION ANY DAMAGES CAUSED BY OR RESULTING FROM RELIANCE BY USER ON ANY INFORMATION OBTAINED FROM UNITED INSURANCE SERVICE, LTD.

Miscellaneous

These site terms shall be governed by and construed in accordance with the laws of the State of Illinois, without reference to its conflict of law provisions to the contrary. If any provision of these site terms shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these site terms and shall not affect the validity and enforceability of any remaining provisions.